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Discover It® Blue

Discover it® Cash Back Card – 5% cashback, $100 bonus, and no annual fee

Enjoy powerful rewards, top-notch security, and no hidden fees! Whether you’re looking for cashback, peace of mind with free identity protection, or a no-impact credit check, this card has you covered. Plus, refer a friend and pocket $100 each—win-win!

Rewards That Keep Giving 🎁

Unlimited Cashback Match: At the end of your first year, Discover will match ALL the cashback you’ve earned—dollar-for-dollar! No limits, no minimums.
5% Cashback Categories: Earn 5% cashback on rotating categories like groceries, gas, and restaurants (up to the quarterly max, with activation).
1% Cashback: Unlimited 1% cashback on all other purchases.
Flexible Redemption: Redeem rewards as statement credits, gift cards, or direct deposits—any amount, anytime.

Introductory APR: Save More 💸

0% Intro APR on Purchases: 15 months of no interest on purchases from account opening.
0% Intro APR on Balance Transfers: Enjoy 15 months of no interest for balance transfers completed by April 10, 2025 (3% transfer fee applies).
Post-Intro APR: Variable rates from 18.24%–27.24%, depending on creditworthiness.

Zero Maintenance Fees 🚫

No Annual Fee: Keep your money where it belongs—your wallet!
No Late Fee on Your First Late Payment: Up to $41 afterward.
No Overlimit Fees: A hassle-free experience.

Welcome Offer That Shines 🌟

$100 Statement Credit: Apply via referral, get approved, and use your card within 3 months to earn a $100 credit. Plus, your friend gets $100, too!

Additional Benefits for Peace of Mind 🛡️

Free Social Security Number Alerts: Be alerted if your SSN is found on the Dark Web.
Freeze It® Feature: Instantly freeze your card in the app if misplaced.
Online Privacy Protection: Opt out of data-sharing sites with Discover’s mobile app.
Free Overnight Card Replacement: Get a new card shipped overnight, free of charge.

Pros and Cons ✅❌

Pros:

Unlimited cashback match for the first year.
No annual fee and 0% intro APR for 15 months.
Robust identity and fraud protection features.

Cons:

High post-intro APR (18.24%–27.24%) depending on creditworthiness.
3% balance transfer fee applies.

No Impact on Your Credit Score! 📊

Check your eligibility and apply without affecting your credit score. Perfect for exploring your options risk-free.

Apply now